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ZIP codes: 94901, 94903, 94904
Marin's largest city runs from the bayside Canal District and Spinnaker/Bay Point lagoons up to hillside streets in Gerstle Park, Sun Valley, Dominican and Terra Linda.
The Canal District and parts of downtown sit on low, filled land near San Rafael Creek, where king tides and heavy rain can back up storm drains, so crawlspaces and ground-floor units there take on water. Up the hill in Gerstle Park and Dominican, it's steep lots with runoff pushing against foundations and retaining walls.
Many Terra Linda and Lucas Valley Eichlers have flat or low-slope roofs and radiant-heat slabs, so a leak can go unnoticed until it shows up as a stain or a warm, wet floor. Older Victorians and craftsman homes near downtown often have layered roofs and aging flashing.